Do you remember what year it was when a gallon of gas cost $0.63? Not everyone will, since many of us had yet been born, but the answer is 1978!   Inflation is a natural part of our economic system, which is one reason the costs of goods and services increase over time. While inflation rates vary from year to year and decade to decade, price changes create challenges for everyday people like you and me. As we lose the ability to stretch our dollars, savings rates often fall,

November is Long-Term Care Awareness Month, an observance that raises awareness of the health care risks faced by those aged 65 and above. These risks include developing disabilities or loss of independence that require home-based or assisted living care when an individual can no longer care for themselves, partially or in entirety. While it is easy to assume you will need assistance, the reality is stark: Over half of Americans who turn 65 in 2025 will face a substantial di

As 2025 enters its final stretch, it's time for specific individuals to take their annual required minimum distributions from their non-Roth IRAs and 401(k)s balances.  Commonly known as an RMD, these mandatory disbursements apply to all holders of qualified retirement accounts and begin the year the holder turns 73. However, distributions can be deferred the first year to the following  April 1st  if a holder chooses. For those not in their first year of RMD distributions, w

How much risk should you take when investing in the pursuit of gains? Find out in our latest blog post…

Rising Tides The markets are ever-changing on a day-to-day basis, influenced by factors both micro and macro, domestically and abroad....

Private equity funds are increasingly marketed as an exciting investment option for advisors and accredited clients. However, while they offer benefits, they also come with significant risks...

Find out everything you need to know about annuities in this quick 3 minute read...

Are you receiving or have you received a QDRO account? Find out the essentials of how these accounts work in under 3 minutes...

Trying to decide between active and passive funds? Follow this guide to determine what is right for you...

What should you do with your 401(k) when you leave your job? Find out by asking yourself these questions…

As the cost of home ownership rises, the American dream of owning a home and using it to build wealth is disappearing…

With Halloween upon us, we wanted to take a moment to discuss scary and spooky financial topics...

The last several years have seen significant changes in the bond markets, and municipal bonds issued by local state and city governments...

In last week's blog post, we uncovered the power of establishing a will to leave a charitable legacy after one's lifetime. However, a...

Today, we would like to discuss a financial planning strategy that one doesn't see through in their lifetime: using one's life savings...

A new financial trend amongst Gen Z is on the rise on TikTok, and it is loud, literally! Loud Budgeting Loud budgeting is the practice of...